Financial Clarity, Trusted Advise
Navigating Federal Employee Benefits
At FERS Advisor, we empower federal employees to take control of their benefits and retirement planning. By turning complex information into clear guidance, we help you make confident decisions that secure the income and lifestyle you envision for your retirement.
Here’s a Breakdown of What Participants Can Expect
FERS Retirement Calculation
Thrift Savings Plan (TSP) Guidance
Thrift Savings Plan (TSP) Guidance
You’ll review the Federal Employees Retirement System (FERS) benefits. This will include calculating your pension based on years of service, average salary, and retirement eligibility, ensuring you know exactly what to expect from FERS when you retire.
Thrift Savings Plan (TSP) Guidance
Thrift Savings Plan (TSP) Guidance
Thrift Savings Plan (TSP) Guidance
The session will cover TSP investment options, with insights into fund choices and allocation strategies. This is designed to align with each attendee’s retirement horizon, risk tolerance, and goals, helping them make informed choices to maximize their TSP growth.
Federal Group Life Insurance
Thrift Savings Plan (TSP) Guidance
Federal Group Life Insurance
You’ll also explore how your Federal Group Life Insurance (FEGLI) works, including coverage options available after retirement. This segment will help you decide if you want to retain, adjust, or explore new insurance options based on your needs at retirement.
TSP Options for Nearing Retirees
For those closer to retirement, there will be a discussion on withdrawal options, including how to structure withdrawals to support a sustainable retirement income.
Medicare Comparative Analysis
Be informed to make an educated decision whether to elect Medicare or keep FHEB coverage. This meeting should be valuable for federal employees looking to clarify their retirement benefits and make strategic decisions for a comfortable retirement.
Certified Financial Planner™ (CFP®)
Certified Financial Planner™ (CFP®)
We work with a Certified Financial Planner™ (CFP®) to give our clients complete retirement guidance. While we specialize in federal employee benefits, this partnership also provides expertise in tax planning, investments, and long-term income strategies. Together, we offer a well-rounded approach to help you feel confident about your retirement decisions.